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Electricity Tariff Comparison

Compare two electricity tariffs or providers. See which plan saves you money based on your usage, standing charges, and unit rates.

Enter Your Values

Using shared profile · 3,500/mo · EURedit on Dashboard

Start from a realistic scenario
Your Usage
kWh
3 yrs
110
Plan A
Plan B

Results update automatically as you change values.

Decision Engine
Understand
Enter only what matters
Calculate
Transparent formulas
Compare
Side-by-side options
Hidden Costs
What you might forget
Scenarios
Best, expected, worst
Decide
Clear recommendation
Decision Verdict
Best overall choice
Plan A

Plan A is cheaper by €207 over 3 years.

Plan A: Year 1 Cost
€1,144
Plan B: Year 1 Cost
€1,211
4 things you might be forgettingEstimate based on your inputs — not guaranteed financial advice.

Decision Engine

Strong verdict
85/ 100
Decision confidence
Plan A

Clear winner — Plan A comes out well ahead.

How the options score
Plan A Pick88
Wins on: Unit Rate, Year 1 Total, Monthly (Year 1)
Plan B13
Wins on: Daily Standing Charge
Your action plan
  1. 1Lean towards Plan A — it scores best on the factors that matter here.
  2. 2Pin down "Plan A Rate" — it moves the result by up to €1,750, more than anything else.
  3. 3Budget for the 4 hidden costs before you commit.
  4. 4Sanity-check the worst case (€4,067) — can you live with it?
  5. 5Adjust the inputs to match your real numbers, then revisit the verdict.

Your Results

Plan A: Year 1 Cost
€1,144
Plan B: Year 1 Cost
€1,211
Plan A: 3-Year Total
€3,537
Plan B: 3-Year Total
€3,744
Plan A Saves
€207
Plan A: Monthly (Y1)
€95
Plan B: Monthly (Y1)
€101
Decision Summary

At 3,500 kWh/year, Plan A costs €1144/year (€0.45/day standing + €0.280/kWh) and Plan B costs €1211/year (€0.25/day + €0.320/kWh). Over 3 years, Plan A saves €207. At moderate usage, both standing charge and unit rate affect the total.

What-If Scenarios

Results update instantly
0.28 €/kWh
0.1 €/kWh0.6 €/kWh
0.32 €/kWh
0.1 €/kWh0.6 €/kWh
3 yrs
1 yrs10 yrs

Cost Breakdown

Plan A Standing Charges
€4937.0%
Plan A Energy Charges
€2,94041.6%
Plan B Standing Charges
€2743.9%
Plan B Energy Charges
€3,36047.5%

Year 1 Cost Comparison

€0€500€1.0K€1.5KPlan APlan BPlan A: €1,144Plan B: €1,211

Click chart to expand

Annual Cost Over Time

€0€500€1.0K€1.5K1231: €1,1442: €1,1793: €1,2141: €1,2112: €1,2483: €1,285
Plan A
Plan B

Click chart to expand

Side-by-Side Comparison

RecommendedPlan A
Daily Standing Charge
€0.45
Unit Rate
€0.28
Year 1 Total
€1,144
Monthly (Year 1)
€95
3-Year Total
€3,537
Effective Rate (Y1)
€0.33
Plan B
Daily Standing Charge
€0.25
Unit Rate
€0.32
Year 1 Total
€1,211
Monthly (Year 1)
€101
3-Year Total
€3,744
Effective Rate (Y1)
€0.35
Best Financially
Plan A
Best for Flexibility
Plan A
Best Overall
Plan A

Plan A is cheaper by €207 over 3 years. Plan A costs €1144/year (€95/month) vs Plan B at €1211/year (€101/month). Plan A has a higher standing charge but lower unit rate — better for high usage.

What You Might Be Forgetting

Hidden costs and factors that are easy to overlook but can significantly impact your decision.

Exit Fees

Switching providers may incur early termination fees of €50-150. Factor this into year 1 savings.

Price Cap Changes

We model 3.0%/yr inflation. Fixed tariffs lock rates but may start higher. Variable tariffs track market prices.

Time-of-Use Tariffs

Some plans charge different rates by time of day. If you can shift usage to off-peak hours, a time-of-use plan may beat both options here.

Green Premium

100% renewable tariffs often cost €50-100/year more. The environmental benefit may justify the premium even if not the cheapest.

These estimates are for informational purposes only and do not constitute financial advice. Actual results may vary based on factors not captured in this calculator.

How This Calculator Works

What this calculator does

This calculator compares two electricity tariffs or providers over your chosen period, accounting for daily standing charges, unit rates, and price inflation.

How the calculation works

For each plan, we calculate annual cost as (standing charge × 365) + (usage × unit rate), then sum over the comparison period with inflation applied.

Formula

Annual Cost = Standing Charge × 365 + kWh × Unit Rate
Total = Σ Annual Cost × (1 + inflation)^year

Sources & defaults

  • Typical retail tariff structures (standing + unit)

    Standing charge × days + kWh × unit rate; inflate over the horizon

  • Eurostat / national CPI

    Default inflation ~2–3% unless you override it

Example

3,500 kWh/yr: Plan A (€0.45/day + €0.28/kWh) = €1,184/yr. Plan B (€0.25/day + €0.32/kWh) = €1,211/yr. Plan A saves €27/yr.

How to Use This Calculator

  1. 1
    Enter your numbers

    Fill in the inputs for Electricity Tariff Comparison. Defaults are realistic starting points — replace them with your actual figures.

  2. 2
    Understand the calculation

    For each plan, we calculate annual cost as (standing charge × 365) + (usage × unit rate), then sum over the comparison period with inflation applied.

  3. 3
    Review results and scenarios

    Check metrics, cost breakdown, comparison tables, and best / expected / worst scenarios. Use sliders to stress-test assumptions.

  4. 4
    Decide with the verdict

    Read the decision engine recommendation and FAQ. Example: 3,500 kWh/yr: Plan A (€0.45/day + €0.28/kWh) = €1,184/yr. Plan B (€0.25/day + €0.32/kWh) = €1,211/yr. Plan A saves €27/yr.

Factors to Consider

  • Low usage favours lower standing charges
  • High usage favours lower unit rates
  • Fixed vs variable tariffs behave differently over time
  • Time-of-use tariffs reward off-peak usage
  • Green energy tariffs may cost slightly more

Common Mistakes

  • Comparing only unit rates and ignoring standing charges
  • Using estimated instead of actual annual usage from your bill
  • Forgetting exit fees when switching mid-contract
  • Not checking if rates are introductory offers that expire

Frequently Asked Questions

Which is better — low standing charge or low unit rate?+

It depends on usage. Under ~2,500 kWh/year, lower standing charges win. Above ~4,500 kWh/year, lower unit rates win. Use this calculator with your actual usage.

Should I switch energy providers?+

If the saving exceeds €100/year and there are no exit fees, switching usually makes sense. Many households save €200-400/year by comparing tariffs.

What is a standing charge?+

A fixed daily fee covering grid connection and metering, paid regardless of how much electricity you use.

This calculator provides estimates for informational purposes only and does not constitute financial, investment, tax, or legal advice. Always consult a qualified professional before making important financial decisions.

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